Invest in stocks and ETFs with N26. (2024)

Buy stocks and ETFs with N26

Want to live in the moment while planning for the future? N26 customers in Ireland and the Netherlands can now buy stocks and ETFs right from their phone.

Bank and invest in the same app
Just €0.90 per trade
Free trades for N26 You and Metal

Start investing

All in one app

N26 combines everyday banking and investing in a seamless way. That means you can manage your stocks and ETFs portfolio without having to download another investment app. With N26, all the tools you need to build your financial wealth are in one place. 

Just €1 to get started

Invest in your future, regardless of your budget. Thanks to fractional shares which allow you to buy fractions of stocks and ETFs for as little as €1, you can build up your portfolio at your own pace.

Make your future self proud with a plan

Investing doesn’t need to be stressful. Get peace of mind with a fully-automated investment plan, available for all memberships at no extra cost in the N26 app. You decide how much and how often you want to invest. Start your plan any day you like with more than 500 stocks and ETFs to choose from — and even more coming soon. Set up your first stress-free stock or ETF investment plan now, and make your money work for you.

Start investing

Simple rates and free trades

Say goodbye to hidden fees for good with:

A flat rate of just €0.90 per trade and a complete overview of your portfolio, transaction fees, gains, and losses.
15 free trades every month with N26 Metal — and 5 with N26 You.

N26 accounts — Your money deserves an upgrade

15 FREE TRADES

N26 Metal

The premium account with a metal card

€16.90/Month

15 free monthly trades for Stocks and ETFs
Up to 8 free domestic ATM withdrawals
4% interest p.a. on your Instant Savings

Open N26 Metal account

N26 You

The debit card for everyday and travel

Invest in stocks and ETFs with N26. (10)

Invest in stocks and ETFs with N26. (11)

What are stocks and ETFs?

Stocks represent ownership in a company. When you buy a stock, you're buying a piece of that company. You can earn some of the company's profits through dividends, or when the price of the stock goes up. ETFs, or ‘Exchange Traded Funds’, are a type of index fund made up of various assets — such as stocks or bonds.

Invest in stocks and ETFs with N26. (34)

Ready? Start investing in 3 steps

Head to the ‘Finances’ tab of your N26 app. If you’re an eligible customer, you’ll find Stocks and ETFs there.
Choose the stock or ETF and the amount you’d like to buy.
After confirmation, the cash equivalent of the trade and the transaction fee are deducted from your bank balance.

Start investing

Invest in stocks and ETFs with N26. (35)

Pick and choose from 500+ stocks and ETFs

Popular ETFs

From some of the largest ETF providers — such as iShares and Vanguard.

Stock market ETFs

Invest directly in a specific stock market of your choice, like S&P 500 or NASDAQ-100.

Emerging markets ETFs

Choose ETFs from specific regions or countries to invest in, such as iShares IV-MSCI China Tech.

Sector ETFs

Invest in ETFs from specific sectors — such as AI, clean energy, or robotics.

Allianz

Offering solutions in insurance and asset management worldwide.

Tesla

The American multinational automotive and clean energy company.

Apple

One of the world’s largest technology companies by revenue.

Netflix

Part of the leading entertainment service providers worldwide.

N26 is simply secure

N26 is a fully-licensed German bank, so your funds are protected up to €100,000 by the German Deposit Protection Scheme. However, because stocks and ETFs include a wide range of securities that fluctuate with the market, we can't guarantee returns or prevent losses.

Learn more about security at N26

Invest in stocks and ETFs with N26. (44)

These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs. Stocks and ETFs can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes.Stocks and ETFs are currently available for eligible customers in Ireland and the Netherlands.

Which ETFs can I buy at N26?
Which stocks can I buy at N26?
Is it safe to buy stocks and ETFs with N26?
Is my investment secure?
How do I choose the right stock or ETF?
How are ETF prices determined?
How are stock prices determined?
How much does it cost to buy, hold, and sell stocks or ETFs at N26?
How much tax do I need to pay on my stocks and ETFs?
Will more stocks and ETFs be available in the future?
Why can't I find stocks and ETFs in my app?
Can I transfer stocks and ETFs from my previous broker to N26?

Invest in stocks and ETFs with N26. (2024)

FAQs

How much does n26 charge for stock trading? ›

Simple rates and free trades

A flat rate of just €0.90 per trade and a complete overview of your portfolio, transaction fees, gains, and losses.

See Details ›

Should you invest in both ETFs and stocks? ›

Investing in ETFs or mutual funds can be less risky than investing in individual securities. You can complement the ETFs or mutual funds in your portfolio with specific stocks and bonds.

Read On ›

What 3 ETFs should I invest in? ›

7 Best Long-Term ETFs to Buy and Hold

Long-term ETF	Expense Ratio	Assets Under Management*
iShares Core S&P 500 ETF (ticker: IVV)	0.03%	$504 billion
Vanguard Growth ETF (VUG)	0.04%	$132 billion
Vanguard High Dividend Yield Index ETF (VYM)	0.06%	$57 billion
Vanguard Information Technology ETF (VGT)	0.09%	$74.2 billion

3 more rows

6 days ago

Discover More Details ›

Should a beginner invest in ETFs? ›

Exchange-traded funds (ETFs) are ideal for beginning investors due to their many benefits, which include low expense ratios, instant diversification, and a multitude of investment choices. Unlike some mutual funds, they also tend to have low investing thresholds, so you don't have to be ultra-rich to get started.

Learn More Now ›

How can I avoid stock trading fees? ›

How to Reduce Trading Fees

Stock Trading Fees Explained.
Use a Zero Fee Broker.
Use a Per-share Price Structure.
Use a Fixed Price Broker.
Use a Direct Access Broker With ECN Routing.
Shop Around for Low Trading Fees.
Avoid Over Trading.
Account for Trading Fees in Evaluating Trades.

More items...

Tell Me More ›

Who has the lowest stock trading fees? ›

NerdWallet's Best Discount Brokers of August 2024

Robinhood.
Charles Schwab.
Webull.
J.P. Morgan Self-Directed Investing.
Interactive Brokers IBKR Lite.
E*TRADE.
SoFi Active Investing.
Public.

More items...

Aug 1, 2024

Learn More Now ›

What is the number 1 ETF to buy? ›

Top U.S. market-cap index ETFs

Fund (ticker)	YTD performance	Expense ratio
Vanguard S&P 500 ETF (VOO)	14.8 percent	0.03 percent
SPDR S&P 500 ETF Trust (SPY)	14.8 percent	0.095 percent
iShares Core S&P 500 ETF (IVV)	14.8 percent	0.03 percent
Invesco QQQ Trust (QQQ)	12.1 percent	0.20 percent

Keep Reading ›

How many ETFs should I own as a beginner? ›

The majority of individual investors should, however, seek to hold 5 to 10 ETFs that are diverse in terms of asset classes, regions, and other factors. Investors can diversify their investment portfolio across several industries and asset classes while maintaining simplicity by buying 5 to 10 ETFs.

Keep Reading ›

Which ETF gives the highest return? ›

Performance of ETFs

Schemes	Latest Price	Returns in % (as on Sep 02, 2024)
CPSE Exchange Traded Fund	103.39	114.97
Motilal Oswal NASDAQ 100 ETF	159.94	26.68
SBI - ETF Nifty Next 50	796.07	68.89
Nippon ETF Junior BeES	801.80	68.76

33 more rows

Get More Info Here ›

What is the best ETF to buy as a beginner? ›

The 3 Best ETFs for Beginners to Start Investing

The SPDR S&P 500 ETF Trust. The SPDR S&P 500 ETF Trust (NYSEARCA:SPY) could be called the granddaddy of all ETFs as it was the first ETF in the U.S. when it launched in January 1993. ...
Invesco QQQ. ...
Invesco S&P MidCap Quality ETF. ...
Diversifying with the best ETFs for beginners.

Jun 18, 2024

How much money should I put into an ETF? ›

You expose your portfolio to much higher risk with sector ETFs, so you should use them sparingly, but investing 5% to 10% of your total portfolio assets may be appropriate. If you want to be highly conservative, don't use these at all.

Read On ›

What is the downside of owning an ETF? ›

Less Diversification

For some sectors or foreign stocks, ETF investors might be limited to large-cap stocks due to a narrow group of equities in the market index. A lack of exposure to mid- and small-cap companies could leave potential growth opportunities out of the reach of certain ETF investors.

Keep Reading ›

How much does N26 charge? ›

It's free to open a standard account with N26. There's no minimum deposit, no monthly account fees, no charge on card payments worldwide and three free cash withdrawals per month for European customers in their country of residence. Signing up for an account is easy and paperless.

View Details ›

How much is a transaction fee for stocks? ›

Most full-service brokers charge 1% to 2% of the total purchase price, a flat fee, or a combination of both, for stock purchases. They offer investors financial planning and investing advice as well as making transactions for clients.

Read On ›

What is the average fee to trade a stock? ›

Some firms may charge a flat fee for their services, while others may charge a percentage of the overall value of the transaction. The average fee charged by brokerage firms is typically between 1% and 2% of the total transaction value.

Learn More Now ›

How much are broker fees for stock? ›

Percentage-based brokerage fees can range between 0.01% to 0.05% of the total value involved in a transaction, the lowest brokerage charges being 0.01%. On the other hand, flat fees range from ₹10 to ₹20 for every trade.

Read On ›